Your investment in social support will pay dividends to you in the form. of ______.
听力原文:M How did your interview go with the community development center?
W I thought it went well. I found out that Jessie Fox is a development director there. She's done a lot, in terms of attracting investment money to East Liberty and downtown. She's really good at raising money.
M So if you're hired, what exactly would you do there?
W Mainly accounting-type work. And that's fine, I like it, but I'd also be analyzing investment properties, which is really what I want to do. Analysis is more interesting to me than accounting.
What did the woman recently do?
A.Move to a new city
B.Interview for a job
C.Purchase a new house
D.Move to a different department
&8226;Write a note to Mr Field:
&8226;telling him Mr Biederbeke's call and his appointment
&8226;saying Mr Biederbeke's interest in your investment services asking him to call back to confirm the time.
&8226;Write 40-50 words.
&8226;Write on the separate answer paper provided.
•Read the advertisement about a company.
•Choose the best word to fill in each gap, from A, B or C.
•For each question (29 40), mark one letter (A, B or C) on your Answer Sheet.
UBS FINANCIAL SERVICE INC.
You used to know Paine Webber. Now, as one of the world's leading wealth management firms and backed (29) a top-ranking investment bank and a chief global asset manager, your Financial Advisor has access (30) a vast array of resources.
With the expanding resources we (31) have to offer, your Financial Advisor has an even greater ability to deliver strategies and opportunities to assist you (32) pursuing your individual goal. (33) it's planning for retirement or a college education, or specialized lending products, we can help you get (34) you want to be.
While a lot (35) have changed, (36) thing hasn't. And that is the committed relationship (37) you and your Financial Advisor. A relationship built (38) listening, understanding your individuality and finding customized investment solutions (39) to your financial goals, for we know that it is (40) this kind of dialogue that we can help you make the appropriate financial decisions, with confidence.
(29)
A.with
B.by
C.up
? Read the advertisement below about a company.
? Choose the correct word to fill each gap, from A, B, or C on the opposite page.
? For each question 29-40, mark one letter (A, B or C) on your Answer Sheet.
UBS Financial Services Inc.
You used to know us as PaineWebber. Now, as one of the world's leading wealth management firms and backed (29) a top-ranking investment bank and a chief global asset manager, your Financial Advisor has access (30) a vast array of resources.
With the expanding resources we (31) have to offer, your Financial Advisor has an even greater ability to deliver strategies and opportunities to assist you (32) pursuing your individual goals. (33) it's planning for retirement or a college education, or specialized lending products, we can help you get (34) you want to be.
While a lot (35) have changed, (36) thing hasn't. And that is the committed relationship (37) you and your Financial Advisor. A relationship built (38) listening, understanding your individuality and finding customized investment solutions (39) to your financial goals. For we know that it is (40) this kind of dialogue that we can help you make the appropriate financial decisions, with confidence.
(29)
A.with
B.by
C.up
•Read the newspaper article below about Japanese investment.
•For questions 23-28, choose the correct answer.
•Mark one letter (A, B or C) on your Answer sheet.
JAPAN INCREASES TRADE AND INVESTMENT IN ASIA
Japan has been the most powerful country in Asia, but it had little trade with the region until now. Now, Japan is doing more trade with Asia than with the rest of the world.
In 1985 the US was Japan's main customer; Japan exported a third more to the US than to Asia. Now, Asia buys 30% more than the US and three times as much as Europe. Japanese imports from Asia increased by 150% between 1985 and 1995. Now, Japan's imports amount to $60 billion from Asia in 1993, compared to $50 billion from the US and $24 billion from Europe.
In 1994, Japan invested $7.7 million in Asia. During the next few years, 75% of Japan's direct investment will be there. Japanese investment in the region is now $64 billion, as against US investment of $26 billion, or German investment of $7 billion.
Thailand expects new Japanese investment to reach $8 billion by 1998. Already, Japan controls 90% of Thailand's auto market. Labour costs in Japan are high, so Japanese companies are setting up in countries where workers get paid much less; an increasing number of Japan's employees now live outside Japan.
Where was Japan's biggest export market in 1985?
A.Europe
B.The US
C.Asia
?Read the text below about job advertisement.
?in most of the lines 41 - 52 there is one extra word. It is either grammatically incorrect or does not fit in with the meaning of the text. Some lines, however, are correct.
?If a line is correct, write CORRECT on your Answer Sheet.
?If there is an extra word in the line, write the extra word on your Answer Sheet.
Investment Analysts wanted
A Fund Management and subsidiary of a prestigious investment Bank seeks bright young Investment Analysts to augment its rapidly expanding research
41 department. Our client is a top US institution with significant funds under
42 management from world-wide. Increasingly it is seeking to manage the European
43 component of its portfolio from London. This has been let to an impressive rise in
44 its profile in European markets. The Bank is looking for talented and ambitious
45 Investment Analysts to form. a new specialist research team. investment Analysts
46 who perform. rigorous and detailed investigation into companies end securities
47 before making recommendations to those Fund Managers, Ideally, you will have
48 excellent academic credentials and a solid professional with grounding in
49 analytical techniques. Particularly useful would be training in an accountancy.
50 an MBA or a legal qualification. Excellent communication in skills are required. For an initial,
51 confidential conversation contact
52 the Bank's Personnel Manager directly.
(41)
Questions 23-28
•Read the newspaper article below about Japanese investment.
•For each question (23-28), choose the correct answer.
•Mark one letter (A, B or C) on your Answer sheet.
JAPAN INCREASES TRADE AND INVESTMENT IN ASIA
Japan has been the most powerful country in Asia, but it had little trade with the region until now. Now, Japan is doing more trade with Asia than with the rest of the world.
In 1985, the US was Japan's main customer; Japan exported a third more to the US than to Asia. Now, Asia buys 30%more than the US and three times as much as Europe. Japanese imports from Asia increased by 150% between 1985 and 1995. Japan's imports amount to $ 60 billion from Asia in 1993, compared to $ 50 billion from the US and $ 24 billion from Europe.
In 1994, Japan invested $ 7.7 billion in Asia. During the next few years, 75% of Japan's direct investment will be there. Japanese investment in the region is now $ 64 billion, as against US investment of $ 26 billion, or German investment of $ 7 billion.
Thailand expects new Japanese investment to reach $ 8 billion by 1998. Already, Japan controls 90% of Thailand's auto market. Labour costs in Japan are high, so Japanese companies are setting up in countries where workers get paid much less; an increasing number of Japan's employees now live outside Japan.
Where was Japan's biggest export market in 1985?
A.Europe
B.The US
C.Asia
&8226;Look at the statements below and the advertisements on the opposite page.
&8226;Which advertisement does each statement 1-7 refer to7
&8226;For each sentence 1-7, mark one letter (A, B, C, or D) on your Answer Sheet.
&8226;You will need to use some of the letters more than once.
A
ILT Consultants £19,000 + benefits
Here's an exciting opportunity to combine your presentation skills and organisational abilities, working for a team of systems analysts. You will need to have a good eye for detail as the role involves large amounts of proof reading and checking. The job also involves client liaison at all levels, as well as an element of research.
B
John Guild & Son £17,500 + benefits
City finance house seeks a mature person to work for the Secretariat. The post involves: looking after customers' financial assets such as property and possessions; database work; accounting; and organisational responsibilities. The bulk of the workload is highly confidential. A good level and range of PC experience will secure you an interview.
C
Hooper's £17,000
Join this household name and play a key part in supporting their Regional Operations Director and Marketing team. This is a newly-created position within a well-established firm and there is plenty of opportunity for you to develop your role. You will need to be self-motivated with the ability to prioritise, Some Windows experience essential.
D
ITC Investment Consultants £18,000 +
This is an opening for a bright, part-qualified assistant to work in an investment company's busy personnel department. You will need to have one year's experience of interviewing job applicants, and the confidence to handle appraisals and disciplinary actions. Further training will be offered for the right candidate. Keyboard skills are desirable as you will manage all personal correspondence.
This job involves working for a well-known company,
WB Well, first of all, congratulations on your award. That's no small achievement. Now as for expansion, the main thing you need to think about is what that'll do for you and your staff. I mean—how much do you oversee operations right now?
MB Exactly, that's my main concern. I'm in the restaurant every day, and I oversee practically every detail. I definitely couldn't do that if I opened another restaurant.
WB No, you couldn't, which means you'd have to hire or train somebody you could trust. The main question is, what's the ideal size you can handle, and still maintain your quality.
Why has the man approached the woman?
A.To request business advice
B.To thank her for helping him
C.To suggest an investment idea
D.To ask for help with a project
DO open a registered education savings plan. The earnings aren't taxable as they grow within the plan, and there's the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That's a guaranteed 20 percent return-it's a no-brainer,' says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio's growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don't chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool's game. "Studies have shown that it's longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don't overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
Which of the following is not mentioned in this passage?
A.It is not easy to pay for the Children's education nowadays.
B.The stock market became more risky in recent years.
C.No one wants to invest heavily on the stock market today.
D.A registered education savings plan will help parents to save more.
What is the purpose of this announcement?
A.To sell a new magazine
B.To encourage business people to read more
C.To get readers to renew a subscription
D.To secure a bright financial future