The bank said that fewer than 100 branches banks had closed out of a total of over 1,500
A.standards
B.stability
C.rigidity
D.uniformity
A.certified
B.indorsed
C.honored
D.collected
The central bank said it would lower interest rates______the second time that year.
A.of
B.for
C.about
D.within
An auto loan
John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli has an appointment with him now to ask about a loan. He needs money to buy a new car.
Mr. B: Hello, Mr. Fanelli. Please have a seat. What can I do for you today?
Mr. F: I want to borrow some money to buy a car. A friend of mine, Jack Richardson, bought a new car last week. He told me that he got his loan here.
Mr. B: Oh yes. I remember him. I was the loan officer who spoke with him.
Mr. F: He said that you were very helpful. I know very little about loans and I hope you can explain things to me.
Mr. B: I will certainly try. What questions did you have for me?
Mr. F: First, I want to know if loans for buying cars are commercial loans or personal loans.
Mr. B: Neither, Mr. Fanelli. They're auto loans. A commercial loan is principal that banks lend to businesses. Personal loans are made to individuals, but not for buying cars.
Mr. F: What about interest rates?
Mr. B: The rate of interest currently in effect on auto loans is 16%.
Mr. F: For how long will I have to make monthly payments?
Mr. B: The term of the loan is three years, so there will be 36 monthly payments.
Mr. F: Do I have to give the bank any collateral?
Mr. B: The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you always paid back your loans in the past. Do you have any charge accounts?
Mr. F: My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly.
Mr. B: That's very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application.
Mr. F: Thank you very much. I'll start right now.
State whether each statement is true or false based on the dialogue between John Baker and Stanley Fanelli.
Mr. Fanelli needs a loan to buy his new car.
A.True
B.False
&8226;You will hear another five recordings.
&8226;For each recording, decide who is speaking.
&8226;Write one letter (A--H) next to the number of the recording.
&8226;Do not use any letter more than once.
&8226;You will hear the five recordings twice.
A an electrician
B a waiter
C a bank clerk
D a typist
E a taxi driver
F a postman
G a babysitter
H a bookbinder
听力原文: (24) The Reserve Bank of Australia said yesterday that it would cut official interest rates by 0.5 percentage points to around 7.0 percent, following falls in inflation and in an attempt to help buoy the economy.
(25) The cut is the first change in rates since December 1994, when the bank increased rates to slow the economy, but the bank warned it would lift rates again if wages grew too fast.
"The Bank's forecasts suggest that both underlying and headline inflation will be in the 2.3 percent range for some time," the central bank's governor, Bernie Fraser said, adding that wages and salaries would be the key influence on inflation.
What were the official interest rates before the Reserve Bank of Australia announced a cut?
A.Around 7.0 percent.
B.Around 7.5 percent.
C.Around 6.5 percent.
D.Around 0.5 percent.
From what Eric Holder said, we know that Bank of America might______.
A.avoid criminal charge
B.do business with Justice Department
C.go to the court to resolve the case
D.sue its employees for the case
【D1】
A.limited
B.unlimited
C.sterilized
D.unsterilized
A.the guarantee has intrinsic value which is difficult to realize
B.the guarantor's financial position may deteriorate without the bank's knowledge
C.guarantors never expect to pay and often refuse to do so, making realization a difficult and lengthy process
D.there may be a reluctance to enforce the security where the guarantor is a valued and influential customer of the bank