题目内容
（请给出正确答案）
A.resulting directly from
B.resulted directly in
C.resulting directly in
D.resulted directly from
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更多“The basic fire insurance polic…”相关的问题
What is advised for people who are not familiar with using basic tools？
A．To ask for professional help.
B．To see user guidelines.
C．To call a customer support desk.
D．To prepare a fire extinguisher.
File Your State Return, Too
Once you complete your federal return, simply choose to transfer your data to your state return from within any of the TurboTax Online products. TurboTax Online State products are available for an additional charge.
Free Edition State: Your Price: $30.95
Basic State: Your Price: $34.95
Deluxe State: Your Price: $34.95
Premier State: Your Price: $34.95
Home & Business State: Your Price: $34.95
Which company is this advertisement for？
A．Free Edition State Fire Insurance.
B．TurboTax Online State Return.
C．Premier State Travel Agency.
D．Home & Business State Life Insurance.
The author mentions all of the following kinds of insurance except ______.
A．children insurance
B．dental insurance
C．fire insurance
D．life insurance
Basic Electrical Safety
Precautions and Procedures:
Safety is all about preventing accidents. Personal injury typically occurs because safety precautions are either not learned, or they are not practiced. This safety manual is offering some basic safety procedures and precautions to help ensure your safety when servicing your appliances.
If you cannot operate basic tools, you should not attempt to maintain or repair any of your major appliances. Call an appliance repair technician if any repair or maintenance procedure is not understood. Keep a first aid kit near by. Be aware of and know how to use the contents of the first aid kit. It is also a good idea to have a fire extinguisher handy just in case of an emergency.
SAFETY PROCEDURES:
Safety precautions are relatively similar for all of the major appliances. Make sure to pay close attention to any and all safety cautions and warnings posted on the appliance being serviced. Understanding and adhering to these safety tips can greatly reduce the risk of personal injury.
Individual Safety Precautions:
Protecting yourself from injury and harm is absolutely imperative. We strongly suggest that before you begin to maintain, install or service any of your appliances that you strictly adhere to each of the following:
Always wear gloves. A sharp edge on an appliance can hurt and/or cut your hands.
Be sure to wear safety boots. You can cause serious injury to unprotected feet by dropping any heavy appliances or tools.
Refrain from wearing loose clothing. Loose clothes can get caught in an operating appliance.
Remember to remove any jewelry when servicing an appliance.
Wear safety glasses to guard your eyes from any dust or flying debris.
Make sure you use the correct tools and that they are clean and in good condition.
When does personal injury usually happen？
A．When a person does not refer to a safety manual.
B．When a person is not aware of safety precautions.
C．When a person tries to fix home appliances alone.
D．When a person doesn't have a first aid kit.
听力原文： There are several different kinds of insurance and many people purchase insurance for various purposes. Insurance provides protection against risks. But not all people know a lot about insurance. So I'll introduce four most common insurance today. They are: automobile insurance, homeowner's insurance, health insurance, and life insurance.
Automobile insurance: drivers must be financially responsible for any damage done by their vehicles. This means that if you are involved in an accident in which someone is injured or there is significant property damage, you must be able to pay for the damages. You can buy different types of automobile insurance including liability insurance and collision insurance. Because this can be very costly, drivers purchase automobile insurance.
Homeowner's insurance: because most homeowners could not afford to replace their home if it were destroyed, they carry insurance to cover. the value of the home and its contents. A homeowner's policy may include protection against any or all of the following: fire, lighting, windstorms, explosions, theft, and flood. Health insurance: health insurance will pay for medical bills in the event of an accident causing injury. There are three basic categories of health-care coverage. Major medical-expense coverage is designed to protect against large unpredictable medical expenses. Disability income insurance provides cash benefits to the policyholder for living expenses if the policyholder is unable to work.
Life insurance: life insurance is purchased to protect dependents of the policyholder in the event of his or her death. There are four basic types of life insurance. Term insurance insures the lite of the policyholder for a specific period of time, usually one to five years. Whole life insurance builds up a cash value over the years. Endowment life insurance provides both protection and savings, with most of the emphasis on savings. The primary purpose of this type is to build up savings for some future purpose such as supplementary income during retirement.
？You will hear an introduction of insurance.
？As you listen, for questions 1--12, complete the notes, using up to three words or a number.
？You will hear the recording twice.
INSURANCE
NOTES
Automobile Insurance:
1. Drivers must be financially responsible for any damage done by their ______
2. Because this can be very costly, drivers______
3. You can buy different types of automobile insurance including liability insurance and______
Homeowner's Insurance:
4. They carry insurance to cover the value of the home______
5. A homeowner's policy may include protection against any or all of the following: fire, lighting, windstorms, explosions______
Health Insurance:
6. Health insurance will pay for medical bills in the event of an______
7. There are three basic categories of______
8. Major medical-expense coverage is designed to protect against large ______
Life Insurance:
9. Term insurance insures the life of the policyholder for a specific ______
10. It provides both______
11. With most of the______
12. The primary purpose of this type is to build up savings for some future purpose such as supplementary______
Wildfires
In just seconds, a spark or even the sun's heat alone sets off an extremely large fire. The wildfire quickly spreads, consuming the thick, dried-out plants and almost everything else in its path. What was once a forest becomes a virtual powder keg of untapped fuel. In a seemingly instantaneous burst, the wildfire overtakes thousands of acres of surrounding land, threatening the homes and lives of many in the vicinity.
Fire Starters
On a hot summer day, when drought conditions peak, something as small as a spark from a train car's wheel striking the track can ignite a raging wildfire. Sometimes, fires occur naturally, ignited by heat from the sun or a lightning strike. However, the majority of Wildfires are the result of human carelessness.
Common causes for wildfires include:
Arson
Campfires
Discarding lit cigarettes
Improperly burning debris
Playing with matches or fireworks
Prescribed fires
Everything has a temperature at which it will burst into flames. This temperature is called a material's flash point. Wood's flash point is 572 degrees Fahrenheit(300 ℃). When wood is heated to this temperature, it releases hydrocarbon gases that mix with oxygen in the air, combust and create fire.
There are three components needed for ignition and combustion to occur. A fire requires fuel to burn, air to supply oxygen, and a heat source to bring the fuel Up to ignition temperature. Heat, oxygen and fuel form. the fire triangle. Firefighters often talk about the fire triangle when they are trying to put out a blaze. The idea is that if they can take away any one of the pillars of the triangle, they can control and ultimately extinguish the fire.
After combustion occurs and a fire begins to burn, there are several factors that determine how the fire spreads. These three factors include fuel, weather and topography. Depending on these factors, a fire can quickly fizzle or turn into a raging blaze that scorches thousands of acres.
Fueling the Flames
Wildfires spread based on the type and quantity of fuel that surrounds it. Fuel can include everything from trees, underbrush and dry grassy fields to homes. The amount of flammable material that surrounds a fire is referred to as the fuel load. Fuel load is measured by the amount of available fuel per unit area, usually tons per acre.
A small fuel load will cause a fire to burn and spread slowly, with a low intensity. If there is a lot of fuel, the fire will burn more intensely, causing it to spread faster. The faster it heats up the material around it, the faster those materials can ignite. The dryness of the fuel can also affect the behavior. of the fire. When the fuel is very dry, it is consumed much faster and creates a fire that is much more difficult to contain.
Here are the basic fuel characteristics that decide how it affects a fire:
Size and shape
Arrangement
Moisture content
Small fuel materials, also called flashy fuels, such as dry grass, pine needles, dry leaves, twigs and other dead brush, burn faster than large logs or stumps(this is why you start a fire with kindling rather than logs). On a chemical level, different fuel materials take longer to ignite than others. But in a wildfire, where most of the fuel is made of the same sort of material, the main variable in ignition time is the ratio of the fuel's total surface area to its volume. Since a twig's surface area is much larger than its volume, it ignites quickly. By comparison, a tree's surface area is much smaller than its volume, so it needs more time to heat up before it ignites.
As the fire progresses, it dries out the material just beyond it—heat and smoke approaching potential fuel causes the fuel's moisture to
A．Y
B．N
C．NG
For anything you're about to send: ask yourself, "Would I say this to the person's face？" If the answer is no, rewrite and reread. Repeat the process till you feel sure that you'd feel comfortable saying the words to the person's face.
If someone in the chat room is rude to you, your instinct is to fire back in the same manner. But try not to do so. You should either ignore the person, or use your chat software to block their messages. If it was caused by a disagreement with another member, try to fix the situation by politely discussing it. Remember to respect the beliefs and opinions of others in the chat room.
Everyone was new to the network once. Offer advice when asked by newcomers, as they may not be sure what to do or how to communicate. When someone makes a mistake whether it's a stupid question or an unnecessarily long answer be kind about it. If it's a small mistake, you may not need to say anything. Even if you feel strongly about, think twice before saying anything. Having good manners yourself doesn't give you license to correct everyone else.
If you decide to tell someone about a mistake, point it out politely. At the same time, if you find you are wrong, be sure to correct yourself and apologize to those that you have offended.
It is not polite to ask others, personal questions such as their age, sex, and marital status. Unless you know the person very well, and you are both comfortable with sharing personal information, don't ask such questions.
When you send short messages to a person, you must______.
A．make sure that they mean no harm
B．read them again and again
C．say something good to hear
D．repeat them later to the person' s face
Time in the Animal World
Rhythm controls everything in Nature．______（1）．
The sun provides a basic time r11ythm for all living creatures including humans． Nearly all animals fire influenced by sun cycles and have developed a biological clock in their bodies following these cycles．The moon also exerts its force and influence on the sea．Its gravitational attraction causes the rising of the tide．______（2）．When the moon is behind the Earth，centrifugal force causes the second tide of the day．
Animals living in tidal areas must have the instinct of predicting these changes，to avoid being stranded and dying of dehydration． Since the time of the dinosaurs， the king crab has been laying eggs1 at the seaside in a set way． To avoid predator fish3，the eggs fire always far from seawater and protected by sand．In the following two months，the eggs undergo dramatic changes related to the cycles of the moon．When the second spring tide comes，the young king crabs have matured．______（3）．
Most of the mammals，either the giant elephant or the small shrew，have the same average total number of heartbeat in their lifetime．Shrews live only for two and a half years，and spend their life at a high speed and high tempo．Animals．1ike shrews with a pulse rate of 6oo per minute have an average total of eight hundred million heartbeats5 throughout their life．The African elephant has a pulse rate of 25 beats per minute．and a life span6 of 6o years．The size of the body determines the speed of life．______（4）．
As we get older，our sense of time is being influenced by the physiological changes of our body．The elderly spend more time resting，and do few sports．______（5）．For a child，a week is seen as a long time．
A．For an adult，time goes fast year by year．
B．It controls，for example，the flapping of birds’ wings，the beating of the heart and the rising and setting of the sun．
C．The 1arger the animal is，the longer its life span is and the slower its life tempo is．
D．The tide goes out when the moon moves away and its attraction is weaker．
E．We always tend to think all the animals have the same sense of time as human beings．
F．The second spring tide takes them back to the sea．
第 11 题 请选择（1）处的最佳答案．
Wise compromise is one of the basic principles and virtues of the British.
If a continental greengrocer asks 14 shillings (or crown, or francs) for a bunch of radishes, and his customer offers 2, and finally they strike bargain agreeing on 6 shillings, this is just the low continental habit of bargaining; on the other hand if the British dock-workers or any other workers claim a rise of 4 shillings per day, and the employers first flatly refuse even a penny, but after a six weeks' strike they agree to a rise of 2 shillings a day--that is yet another proof of the British genius for compromise. Bargaining is a repulsive habit; compromise is one of the highest human virtues--the difference between the two being that the first is practiced on the Continent, the latter in Great Britain.
The genius for compromise has another aspect, too. It has a tendency to unite together everything which is bad. English club life, for instance, unites the liabilities of social life with the boredom of solitude. An average English house combines all the curses of civilization with the ups and downs of life in the open. It is all right to have windows, but you must not have double windows because double would indeed stop the wind from blowing right into the room, and after all, you must be fair and give the wind a chance. It is all right to have central heating in an English home, except in the bathroom, because that is the only place where you are naked and wet at the same time, and you must give British germs a fair chance. The open fire is an accepted, indeed a traditional institution. You sit in front of it and your face is hot whilst your back is cold. It is a fair compromise between two extremes and settles the problems of how to burn and catch cold at the same time.
English spelling is a compromise between documentary expressions and an elaborate code-system; spending 3 hours in a queue in front of a cinema is a compromise between entertainment and asceticism; the English weather is a fair compromise between rain and fog; to employ an English charwoman is a compromise between having a dirty house and cleaning it yourself; Yorkshire pudding is a compromise between a pudding and the county of Yorkshire.
The tone of the author in writing this passage is a(n) ______ one.
A．satirical
B．earnest
C．sincere
D．delightful
USAA CASUALTY INSURANCE COMPANY
9800 Fredericksburg Road, San Antonio, Texas 78288
HOMEOWNERS POLICY DECLARATIONS
Insured: Jay Carneo Policy Number: IA54987
POLICY PERIOD From: 07/16/09 To: 07/16/10
(12 : 01 a.m. Standard time at location of the residence premises)
COVERAGES AND LIMITS OF LIABILITY
SECTION I A. Dwelling $182,000
C. Personal Property $136,500
D. Loss of Use (UP TO 12 MONTHS) $ 36,400
SECTIONII E. Personal Liability-Each Occurrence $300,000
F. Medical Payments to Others-Each Person $ 1,000
Your premium has already been reduced by the following.-
FIRE/BURGLARY CREDIT $ 18.84 CR
BASIC PREMIUM $932.98
OTHER COVERAGES AND ENDORSEMENTS
Form. and Endorsements are printed on the following page. $ 211.94
DEDUCTIBLES (SECTION I ONLY)
We cover only that part of the loss over the deductible stated.
WIND AND HAIL $ 500
ALL OTHER PERILS $ 500
TOTAL POLICY PREMIUM $ 1,144.92
FIRST MORTGAGEE:
BANK OF AMERICA, 133 LOAN NR: 07090952
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108
In Witness Whereof, this policy is signed on 07/09/09
Bradford W. Rich, Secretary Henry Viccellio Jr., President
REFER TO YOUR POLICY FOR OTHER COVERAGES, LIMITS AND EXCLUSIONS. HD - D1 (04 - 93)
SECOND MORTGAGEE:
BANK OF AMERICA, 133
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108 LOAN NR: 09070943
ADDITIONAL INSUREDS: KATHRYN A FISHER LEGAL DESCRIPTION: LOT SUBDIVISION: CALVERT MANOR
SPECIFICALLY LISTED BELOW ARE THE DECLARATIONS AND PREMIUMS FOR ENDORSEMENTS MADE A PART OF THIS
POLICY AT THE TIME OF ISSUE. THE ENDORSEMENTS ARE ATTACHED STATING TERMS AND CONDITIONS.
QR3CIC (04 - 93) QUICK REFERENCE - SPECIAL FORM
HO - 3R (04 - 93) HOMEOWNERS SPECIAL FORM
HO - MD (06 - 99) MARYLAND SPECIAL PROVISIONS
HO-17 (07-00) ADJUSTED BUILDING COST
HO-41 (10-96) ADDITIONAL INSURED
HO - 216 (04 - 93) FIRE/BURGLARY PROTECTION CREDIT
HO -125 (04 - 93) HOME PROTECTOR $ 94.18
HO - 208MD (07 - 00) WATER BACKUP OR SUMP PUMP OVERFLOW $ 25.00
HO - 513 (04 - 93) PERSONAL COMPUTER COVERAGE $ 8.00
HO - 728 (06 - 97) REPLACEMENT COST COVERAGE $ 84.76
What is the main function of this article？
A．Listing all the endorsements of the policy
B．Recording the information of the mortgagees
C．Advertising the policies of an insurance corporation
D．Making an agreement on insurance policy with a homeowner
