题目内容
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Commercial banks participate in the money market as______.
A．lenders only
B．borrowers only
C．both lenders and borrowers
D．trustees only
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更多“Commercial banks participate i…”相关的问题
The major expense of commercial banks is______.
A．wages and salaries
B．dividend payments to stockholders
C．interest on deposits
D．taxes
The lending ability of commercial banks increases when the______.
A．reserve ratio is raised
B．Treasury collects tax receipts
C．central banks sell securities in the open market
D．central banks buy securities in the open market
By purchasing government securities commercial banks are ______.
A．borrowing from the government
B．acquiring earning assets
C．making a "loan" to the government
D．both B and C
Open-market operations refer to ______.
A．loans from commercial banks to corporations and consumers.
B．inter-bank loans.
C．changes in interest rates caused by the changes in commercial bank loans.
D．buying and selling governmental securities by the central bank.
The dual banking system in existence in the United States refers to the fact______.
A．that some commercial banks are members of the Federal Reserve and others are not
B．that both commercial banks and thrift institutions accept deposits from the public
C．that commercial banks can obtain either a federal charter or a state charter
D．that commercial banks are regulated by both the Federal Reserve and the FDIC
Commercial banks tend to______.
A．borrow short and lend long
B．borrow and lend short
C．borrow and lend long
D．borrow long and lend short
Which one of the following items is not an asset of commercial banks？______.
A．Vault cash
B．Cash item in process of collection
C．Borrowing from the central bank
D．Bond
By purchasing government securities commercial banks are______.
A．borrowing from the government
B．acquiring earning assets
C．making a "loan" to the government
D．both B and C
