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Car loans are personal loans.A．TrueB．False
Car loans are personal loans.
A．True
B．False
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题目内容
（请给出正确答案）
Car loans are personal loans.
A．True
B．False
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更多“Car loans are personal loans.A…”相关的问题
Other benefits for working Americans are provided by the companies they work for or the labor unions to which they belong.
All large businesses and many smaller ones offer their workers benefits. These benefits can include free or low-cost medical insurance and life insurance. Many companies also have retirement plans. The companies put money aside to pay their workers when they retire. There are also profit-sharing plans through which extra money is put aside for workers when the company makes a great deal of money in any one year.
Many labor unions also have special funds from which workers can receive monthly checks when they retire or if they become disabled and cannot work. Some unions also pay for medicine that the workers need but which may not be purchased by medical insurance. Some pay workers a small amount of money if they lose their jobs.
The cost of higher education is usually paid by a combination of private savings, income from a part-time job held by the student, and low interest loans or grants of money given to needy students by the federal government but administered by the university.
How do most of the Americans pay for their huge expense of living？
A．By working for long hours.
B．By saving a part of their salaries.
C．By setting up their own industries.
D．By working for services.
Karl is an employee of Cars-R-Us.As part of their employment agreement, Cars-R-Us loans Karl $1,000,000 interest-free to assist in the purchase of a car dealership.Assume the federal rate of interest is 8%.What is the tax treatment of the loan？I.The arrangement has no tax consequences to Karl.II.Cars-R-Us is deemed to have paid Karl compensation of $80,000.III.Karl is deemed to have paid Cars-R-Us $80,000 of interest.IV.Cars-R-Us’ net income tax effect is zero due to this arrangement.()
A、Only statement I is correct
B、Only statements I, II, and IV are correct
C、Only statement III is correct
D、Only statements I, II, and III are correct
E、Only statements II, III, and IV are correct.
A．The good reasons for owning a car.
B．Why a person should own a car.
C．Traffic accidents caused by car drivers.
D．Advantages and disadvantages of owning a ear.
A．Every person in thirty people has one.
B．Exactly 105,000 people have car phones.
C．There is one in every 30 cars.
D．Every car in the State of Florida has one.
An auto loan
John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli has an appointment with him now to ask about a loan. He needs money to buy a new car.
Mr. B: Hello, Mr. Fanelli. Please have a seat. What can I do for you today？
Mr. F: I want to borrow some money to buy a car. A friend of mine, Jack Richardson, bought a new car last week. He told me that he got his loan here.
Mr. B: Oh yes. I remember him. I was the loan officer who spoke with him.
Mr. F: He said that you were very helpful. I know very little about loans and I hope you can explain things to me.
Mr. B: I will certainly try. What questions did you have for me？
Mr. F: First, I want to know if loans for buying cars are commercial loans or personal loans.
Mr. B: Neither, Mr. Fanelli. They're auto loans. A commercial loan is principal that banks lend to businesses. Personal loans are made to individuals, but not for buying cars.
Mr. F: What about interest rates？
Mr. B: The rate of interest currently in effect on auto loans is 16%.
Mr. F: For how long will I have to make monthly payments？
Mr. B: The term of the loan is three years, so there will be 36 monthly payments.
Mr. F: Do I have to give the bank any collateral？
Mr. B: The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you always paid back your loans in the past. Do you have any charge accounts？
Mr. F: My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly.
Mr. B: That's very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application.
Mr. F: Thank you very much. I'll start right now.
State whether each statement is true or false based on the dialogue between John Baker and Stanley Fanelli.
Mr. Fanelli needs a loan to buy his new car.
A．True
B．False
听力原文： Should a person own a car？ This is an important question. In a large urban area, there are some good reasons for owning a car. Firstly, a car allows a person to move around freely. With a car there is no need to check a bus schedule or wait for a train. Secondly, a car is a comfortable way to travel, especially in the winter time. In bad weather, the driver stays warm and dry, while the poor bus or train rider might have to stand in the rain. Finally, a driver is usually safe in a car at night. The bus rider might need to walk down a dark street to get to a stop, or wait on a dark corner.
There are, on the other hand, many good reasons against owning a car. Firstly, it can be very expensive. The price of fuel continues to rise each year. In addition, it is expensive to maintain and repair a car. A simple repair can cost $ 50. In an urban area, it might also be expensive to park a car. Secondly, owning a car can cause worry and stress. It is exhausting to drive in heavy traffic. If you leave your car on the street, it might get stolen. That is something else to worry about.
(33)
A．Buses and trains are too crowded.
B．A person can move around freely.
C．It is easy to maintain cars.
D．A driver is usually safe in his car.
Which statement is true about the car collision？
A．One driver caused it.
B．Two drivers were speeding.
C．The cause is still unknown.
D．One person was badly hurt.
John Maxwell Coetzee is a person who______.
A．prefers riding a bike to driving a car
B．likes eating meat very much
C．ever drinks wine
D．often accepts interviews
A．Bank draft
B．Credit card
C．Personal check
D．Personal check, backed by a check card
W: He sure did. When you see it, you'll get so excited you can hardly wait to go for a ride in it.
Q: What are they talking about？
(14)
A．Jason's new Italian sports car.
B．Going for a ride in a new car.
C．A famous new car in Italy.
D．A person winning a sports car.
