题目内容
（请给出正确答案）
A loan agreement is normally prepared by______and reviewed by______.
A．the lending bank's legal counsel…the borrower's attorney
B．the borrower's attorney...the lending bank's legal counsel
C．a third party other than the lending bank and the borrower…the lending bank's legal counsel
D．none of the above
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更多“A loan agreement is normally p…”相关的问题
A．to make the loan agreement more standardized
B．to understand the borrower's financial condition more clearly
C．to ensure that the bank retains some element of control over the borrower should the financial condition deteriorate
D．all of the above
A．正确
B．错误
A．gap
B．connection
C．bridging
D．linking
Karl is an employee of Cars-R-Us.As part of their employment agreement, Cars-R-Us loans Karl $1,000,000 interest-free to assist in the purchase of a car dealership.Assume the federal rate of interest is 8%.What is the tax treatment of the loan？I.The arrangement has no tax consequences to Karl.II.Cars-R-Us is deemed to have paid Karl compensation of $80,000.III.Karl is deemed to have paid Cars-R-Us $80,000 of interest.IV.Cars-R-Us’ net income tax effect is zero due to this arrangement.()
A、Only statement I is correct
B、Only statements I, II, and IV are correct
C、Only statement III is correct
D、Only statements I, II, and III are correct
E、Only statements II, III, and IV are correct.
The finance director of GXJ Co would like to hedge the interest rate risk arising from the future loan and the company’s bank has offered a 3–9, 4·5%–3·5% forward rate agreement.
The finance director is also concerned about the foreign currency risk associated with the euro interest payment which would be due in nine months’ time.
The following exchange rates are available:
Required:
(a) Evaluate the proposed forward rate agreement as a way of managing the interest rate risk anticipated by GXJ Co. (3 marks)
(b) Analyse the foreign currency risk associated with the future interest payment of GXJ Co and briefly discuss ways that this risk might be hedged. (4 marks)
(c) Explain the nature of four-way equivalence in the relationship between spot exchange rates, forward exchange rates and future (expected) spot rates. (3 marks)
USAA CASUALTY INSURANCE COMPANY
9800 Fredericksburg Road, San Antonio, Texas 78288
HOMEOWNERS POLICY DECLARATIONS
Insured: Jay Carneo Policy Number: IA54987
POLICY PERIOD From: 07/16/09 To: 07/16/10
(12 : 01 a.m. Standard time at location of the residence premises)
COVERAGES AND LIMITS OF LIABILITY
SECTION I A. Dwelling $182,000
C. Personal Property $136,500
D. Loss of Use (UP TO 12 MONTHS) $ 36,400
SECTIONII E. Personal Liability-Each Occurrence $300,000
F. Medical Payments to Others-Each Person $ 1,000
Your premium has already been reduced by the following.-
FIRE/BURGLARY CREDIT $ 18.84 CR
BASIC PREMIUM $932.98
OTHER COVERAGES AND ENDORSEMENTS
Form. and Endorsements are printed on the following page. $ 211.94
DEDUCTIBLES (SECTION I ONLY)
We cover only that part of the loss over the deductible stated.
WIND AND HAIL $ 500
ALL OTHER PERILS $ 500
TOTAL POLICY PREMIUM $ 1,144.92
FIRST MORTGAGEE:
BANK OF AMERICA, 133 LOAN NR: 07090952
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108
In Witness Whereof, this policy is signed on 07/09/09
Bradford W. Rich, Secretary Henry Viccellio Jr., President
REFER TO YOUR POLICY FOR OTHER COVERAGES, LIMITS AND EXCLUSIONS. HD - D1 (04 - 93)
SECOND MORTGAGEE:
BANK OF AMERICA, 133
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108 LOAN NR: 09070943
ADDITIONAL INSUREDS: KATHRYN A FISHER LEGAL DESCRIPTION: LOT SUBDIVISION: CALVERT MANOR
SPECIFICALLY LISTED BELOW ARE THE DECLARATIONS AND PREMIUMS FOR ENDORSEMENTS MADE A PART OF THIS
POLICY AT THE TIME OF ISSUE. THE ENDORSEMENTS ARE ATTACHED STATING TERMS AND CONDITIONS.
QR3CIC (04 - 93) QUICK REFERENCE - SPECIAL FORM
HO - 3R (04 - 93) HOMEOWNERS SPECIAL FORM
HO - MD (06 - 99) MARYLAND SPECIAL PROVISIONS
HO-17 (07-00) ADJUSTED BUILDING COST
HO-41 (10-96) ADDITIONAL INSURED
HO - 216 (04 - 93) FIRE/BURGLARY PROTECTION CREDIT
HO -125 (04 - 93) HOME PROTECTOR $ 94.18
HO - 208MD (07 - 00) WATER BACKUP OR SUMP PUMP OVERFLOW $ 25.00
HO - 513 (04 - 93) PERSONAL COMPUTER COVERAGE $ 8.00
HO - 728 (06 - 97) REPLACEMENT COST COVERAGE $ 84.76
What is the main function of this article？
A．Listing all the endorsements of the policy
B．Recording the information of the mortgagees
C．Advertising the policies of an insurance corporation
D．Making an agreement on insurance policy with a homeowner
A bridging loan is a loan which is granted to purchase a car.
A．正确
B．错误
We apologize for the delay inprocessing _____loan application.
A．you
B．your
C．yourself
D．yours
